Pension advice

We have a vast amount of experience in the pensions arena; personal arrangements as well as employer's group personal pension schemes, public sector and executive plans

Pensions may not be everyone’s chosen topic of conversation but at the end of the day, we are all going to need one! The area of pension advice is huge and runs from simple stakeholder plans via small self-administered schemes up to membership of the NHS Pension Scheme. Add to that the question of what to do with these plans at retirement age and it's no wonder that the whole subject appears mightily confusing.

Local employer pension advice for Blackpool and the Fylde coast

Based in Blackpool and covering the whole of the Fylde coast from Lytham upto Thornton-Cleveleys, Red Star Wealth are a well-established independent financial adviser with a vast amount of experience in the pensions arena. We can advise on personal arrangements as well as employer's group personal pension schemes, plus public sector and executive plans. We are pleased to offer advice regardless of whether your employer is currently a client of Red Star Wealth or not.

If you are an employer and would like your staff to enjoy the benefits of one to one pension advice, please contact us. On-site visits and continual employer pension advice can all be provided, taking the difficult questions off your desk!

What are the options at retirement?

We can also assist clients with evaluating their options at retirement and with the new pension rules, there seems to be a wide range of pension questions.

Do you buy an annuity or take advantage of the alternatives? Do you add a spouse's pension? Can you take the whole fund as a lump sum? What age can I take a lump sum? What is a SIPP and is it right for me? Am I taxed on my pension?

We can answer all of your questions so you can approach retirement comfortable with the decisions you have made.

To many, pensions might not be the most exciting subject in the world but ignore them at your peril. Take the first step to understanding more about what your pension options are by calling Red Star Wealth on 01253 486346.

Note: Some forms of occupational pension schemes are regulated by the Pensions Regulator.