We have all heard how difficult it is to secure mortgage facilities in the current economic market. This is why the right advice and guidance is essential to securing the best deal available. Red Star Wealth will consider the whole market to find the right product for you.
We look not just at interest rates but the other costs too and will always assess your budget and affordability before arranging a mortgage or remortgage for you.
Kristen Durose is also qualified to provide advice on lifetime mortgages, known as lifetime mortgage. Discussions are treated with sensitivity and patience. The choice to use lifetime mortgage is a big one and Kristen knows how very important it is to be totally comfortable with the decision at every step of the way. "I certainly believe that lifetime mortgage has it's place especially as some older clients have found the interest on their savings falling, their pension income remaining almost static and yet the cost of living continues to climb up and up. I explain every part of a lifetime mortgage to my clients and ask them to involve their children and other professional advisers if they have them so they can feel totally at ease with the process. Lifetime mortgages have moved on I'm glad to say from the horror stories of the past and our regulation in this area of advice helps client feel confident about the advice they receive."
This is a lifetime mortgage/home reversion plan. To understand the features and risks ask for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage
A fee of £350 is payable for mortgage advice. 50% will be refunded if we do not secure you a mortgage offer. We charge £750 for Equity Release/Lifetime Mortgages.
Small change. Big difference.
For every person we help to buy or rent a home, there is someone else living in fear of eviction or repossession, and many thousands more who have no permanent place to call home. That's why we are proud to be a member of Shelter and Legal & General's Brokering Change scheme.
From every mortgage procuration fee we receive, we make a donation to Shelter, the housing and homelessness charity, to help people who are struggling to meet their housing costs.
More than one million people a year go to Shelter for housing advice and support via its websites, helpline and national network of services.
Together we're brokering real change for families in desperate housing need. To find out more about Shelter's work, visit shelter.org.uk
Registered charity in England and Wales (263710 and in Scotland (SC002327)